Banks and credit unions report incidents to ChexSystems to protect themselves and other banks in the future. You get reported to ChexSystems if your account is closed for cause. What is for cause? Banks differ greatly between them as to what valid reasons are for closing an account. ChexSystems
How would you find out if you're listed in ChexSystems?
Contact ChexSystems, If you contact ChexSystems and provide then proof that you have been denied a checking account within the past 60 days, ChexSystems will send you a copy of your report at no charge . Otherwise, there is a fee.
ChexSystems Customer Service
12005 Ford Road, Suite 600
Dallas, TX 75234-7253
Fax: (972) 241-4772
What is the telephone number for ChexSystems?
ChexSystems toll free telephone number
Can I get a payday loan or cash advance with no checking account because I am on ChexSystems?
Get Account Now MasterCard with iAdvance Option www.iokcash.com
How long does it take to get out of ChexSystems list? Will you be removed from ChexSystems list if the balance has not been paid off?
Your information stays in the ChexSystems database for 5 years unless there's a legitimate reason to remove it.
How can I get removed from ChexSystems?
Guide to Get Off ChexSystems
Is there any way of getting out of Chexsystems before the 5 years? How do you fix a closed bank account listed with ChexSystems?
Guide to Get Off ChexSystems
Any Bank that don't use chexsystems? Are there any banks that do not use
Telecheck or Chexsystems?
Does bank of America use Chexsystems?
It has been reported that B of A has allowed customers to return once their balance has been paid off to ChexSystems. No promises, just what we've heard.
After a bankruptcy will the balance show as zero on ChexSystems?
I consulted a bankruptcy attorney on this one. Yes, the balance should show zero, but the listing can remain for the balance of the five year term on ChexSystems. You might consider a second chance checking account
Is Bankruptcy the right move?
Is there any way around ChexSystems when opening a bank account?
Apply to a non ChexSystems bank
Can you open a merchant account if you are in ChexSystems? Can you open a business savings account when you're on ChexSystems? How do you open a business checking account after being denied due to ChexSystems?
Does being in ChexSystems affect your credit report even you don't owe the banks anything? Can you buy a house if your on ChexSystems?
ChexSystems reports only to banks about past banking issues. Past banking issues are not contained in your "regular" credit report unless the bank assigned the account for collection. It is a good idea to check your credit report at least twice a year. You can get a free copy of your credit report at aboutmycredit.com
Where can you get a savings and checking account while you are are listed with ChexSystems?
Can you get a bank to remove your name off of ChexSystems if you pay off the bad account?
It is up to the listing bank and the circumstances involved. Guide to Get Off ChexSystems
Is it possible to join your new husband's credit union account with your name in ChexSystems but his is not?
People ask; Where can I get a bank account if I am listed on ChexSystems and I live in ; Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, N Hampshire, N Jersey, N Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming. AL AK, AZ, AR, CA, CO, CT, DE FL, GA, HI, IA, ID, IL, IN, IO, KS, KY, LA, MA, MD, MS, MC, MI, MN, MO, MS, NC, NJ, NM, NV, ND, NH, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY, DC.
We found a Solution:
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