tag:blogger.com,1999:blog-64388400035496754352024-03-07T21:39:17.151-08:00Banking without ChexSystemsChexSystems protects banks from fraud however ChexSystems at times prevents folks from being able to open a bank account. I found a debit card that allows direct deposit to a real bank account with no credit check, guaranteed approval, no upfront fee, free direct deposit and you can shop and pay bills online.Unknownnoreply@blogger.comBlogger4125tag:blogger.com,1999:blog-6438840003549675435.post-36177440339143739952008-08-17T17:14:00.000-07:002012-07-11T23:04:37.158-07:00ChexSystems Questions and Answers<span style="font-weight: bold;">What is the function of ChexSystems?</span><br />
Banks and credit unions report incidents to ChexSystems to protect themselves and other banks in the future. You get reported to ChexSystems if your account is closed for cause. What is for cause? Banks differ greatly between them as to what valid reasons are for closing an account.<a href="http://www.aboutmycredit.com/chexsystems.htm"> ChexSystems</a><b><br /><br />How would you find out if you're listed in ChexSystems?</b><br />
Contact ChexSystems, If you contact ChexSystems and provide then proof that you have been denied a checking account within the past 60 days, ChexSystems will send you a copy of your report at no charge . Otherwise, there is a fee.<br />
<br />
ChexSystems Customer Service<br />
<br />
12005 Ford Road, Suite 600<br />
<br />
Dallas, TX 75234-7253<br />
<br />
(972) 280-8585<br />
<br />
Fax: (972) 241-4772<br />
www.chexhelp.com <br />
<b>What is the telephone number for ChexSystems?</b><br />
ChexSystems toll free telephone number<br />
<br />
(800) 428-9623<br />
<br />
(800) 513-7125<br />
<br />
(800) 428-9623<br />
<br />
From <a href="http://www.aboutmycredit.com/chexsystems_solutions.htm"><br /> aboutmycredit.com/chexsystems_solutions.htm</a><br />
<b>Can I get a payday loan or cash advance with no checking account because I am on ChexSystems? </b><br />
Get Account Now MasterCard with iAdvance Option<b> </b><span style="font-size: x-small;"><a href="http://affiliate.acntracker.com/rd/r.php?affid=620328&sid=5&c1=blg"><b><span style="font-family: Verdana;"></span></b></a><b><span style="font-family: Verdana;"><a href="http://www.iokcash.com/" target="_blank" title="No More standing in line! Non ChexSystems Banks!">www.iokcash.com</a></span></b></span><b><br /></b><b>How long does it take to get out of ChexSystems list? Will you be removed from ChexSystems list if the balance has not been paid off?</b><br />
<br />
Your information stays in the ChexSystems database for 5 years unless there's a legitimate reason to remove it.<br />
<br />
<b>How can I get removed from ChexSystems?</b><br />
<a href="https://www.e-junkie.com/ecom/gb.php?ii=70804&c=ib&aff=32525&ev=0761479c8b">Guide to Get Off ChexSystems</a><br />
<b>Is there any way of getting out of Chexsystems before the 5 years? How do you fix a closed bank account listed with ChexSystems?</b><br />
<a href="https://www.e-junkie.com/ecom/gb.php?ii=70804&c=ib&aff=32525&ev=0761479c8b">Guide to Get Off ChexSystems</a><br />
<b>Any Bank that don't use chexsystems? Are there any banks that do not use<br /> Telecheck or Chexsystems?</b><br />
<br />
<a href="http://www.badcreditinfo.com/banks_that_do_not_use_chex_systems.htm">badcreditinfo.com/banks_that_do_not_use_chex_systems.htm</a><br />
<b>Does bank of America use Chexsystems?</b><br />
It has been reported that B of A has allowed customers to return once their balance has been paid off to ChexSystems. No promises, just what we've heard.<br />
<br />
<a href="http://www.badcreditinfo.com/checking.htm">badcreditinfo.com/checking.htm</a><br />
<br />
<b>After a bankruptcy will the balance show as zero on ChexSystems?</b><br />
I consulted a bankruptcy attorney on this one. Yes, the balance should show zero, but the listing can remain for the balance of the five year term on ChexSystems. You might consider a second chance checking account <br />
<br />
<b>Is Bankruptcy the right move? <span style="font-size: 130%;"><br /><br /> </span><a href="http://www.badcreditinfo.com/bankruptcy.htm">Free Analysis</a><br /> </b><br />
<b>Is there any way around ChexSystems when opening a bank account?<br /><br /> <span style="font-size: small;">Apply to a non ChexSystems bank </span></b><a href="http://www.badcreditinfo.com/non_chexsystems_banks.htm"><br /> badcreditinfo.com/non_chexsystems_banks.htm </a><br />
<br />
<span style="font-weight: bold;">Can you open a merchant account if you are in ChexSystems? Can you open a business savings account when you're on ChexSystems? How do you open a business checking account after being denied due to ChexSystems?</span><br />
<span id="lbl_website_description"><img border="0" height="0" src="http://www.is1.clixgalore.com/Impression.aspx?BID=80152&AfID=148119&AdID=9147" width="0" /><br /><br /> <b>Does being in ChexSystems affect your credit report even you don't owe the banks anything? Can you buy a house if your on ChexSystems?</b><br /><br /> ChexSystems reports only to banks about past banking issues. Past banking issues are not contained in your "regular" credit report unless the bank assigned the account for collection. It is a good idea to check your credit report at least twice a year. You can get a free copy of your credit report at <a href="http://www.aboutmycredit.com/">aboutmycredit.com</a><br /><br /><br /> <b>Where can you get a savings and checking account while you are are listed with ChexSystems?<br /> </b><a href="http://www.instantfinancing.com/">instantfinancing.com</a></span><br />
<span style="font-weight: bold;">Can you get a bank to remove your name off of ChexSystems if you pay off the bad account?</span><br />
It is up to the listing bank and the circumstances involved. <a href="https://www.e-junkie.com/ecom/gb.php?ii=70804&c=ib&aff=32525&ev=0761479c8b">Guide to Get Off ChexSystems</a><br />
<span style="font-weight: bold;">Is it possible to join your new husband's credit union account with your name in ChexSystems but his is not?</span><br />
<br />
<div align="left">
<br />
<b>People ask; Where can I get a bank account if I am listed on ChexSystems and I live in ; Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, N Hampshire, N Jersey, N Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming. AL AK, AZ, AR, CA, CO, CT, DE FL, GA, HI, IA, ID, IL, IN, IO, KS, KY, LA, MA, MD, MS, MC, MI, MN, MO, MS, NC, NJ, NM, NV, ND, NH, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY, DC.<br /> </b><br />
<b><span style="font-size: 180%;">We found a Solution:</span><span style="font-size: 130%;"><br /><br /> </span></b><span style="font-family: Verdana;"><b><span style="font-size: 130%;">Second Chance Checking Account<br /><br />Non ChexSystems Bank<br /><br />Use ATM/Visa® Debit Card<br /><br /> Online Check Writing<br /><br /> Free Direct Deposit<br /><br /> No Bank Overdraft Fees!<br /><br /> No Credit Check!<br /><br /> Non ChexSystems Bank Account Now!</span></b></span></div>
<div align="left">
<span style="font-family: Verdana; font-size: large;"><b><br /></b></span><span style="font-size: large;"><b><span style="font-family: Verdana;"><a href="http://www.iokcash.com/" target="_blank" title="No More standing in line! Non ChexSystems Banks!">www.iokcash.com</a></span></b></span></div>Unknownnoreply@blogger.com6tag:blogger.com,1999:blog-6438840003549675435.post-38676866102510850072008-08-13T11:37:00.000-07:002012-07-11T23:05:27.447-07:00Second Chance Checking AccountsSecond Chance Checking Accounts<br />
<br />
Tired of standing in line to cash your paycheck at a check cashing store? Hate paying 3% of your hard earned money for the privilege of check cashing and than paying for money orders, stamps and another trip to the post office?<br />
<br />
Online checking accounts are perfect for those who folks that can't open a checking account due to past checking account issues, bad credit or have those that have a negative ChexSystems listing.<br />
<br />
ChexSystems is an agency that collects and reports consumer banking incidents to member banks and credit unions. The purpose is to reduce fraud and account abuse. It also protects consumers from becoming victims of identity theft and fraud. Sometimes nice folks get stuck in ChexSystems.<br />
<br />
For what reason are consumers reported to ChexSystems?<br />
<br />
Here are some examples:<br />
<br />
* Bank was unable to collect for an overdraft<br />
* ATM transaction, or automatic payment which they honored on insufficient funds.<br />
* Multiple overdrafts.<br />
* Savings Account, debit card or ATM abuse.<br />
* Fraud.<br />
* Providing false information in opening account.<br />
<br />
Our selection of second chance checking accounts offer some very useful features:<br />
<br />
Plan 1<br />
<span style="font-weight: bold;">Second Chance Online Checking Account - No Credit Check</span><br />
<br />
We've found a bank that will give you a second chance checking account with the following features:<br />
<br />
*Non ChexSystems Bank<br />
*Use ATM/VISA Debit Card<br />
*Free Direct Deposit<br />
*No Bank Overdraft Fees!<br />
*No Credit Check!<br />
*Deposit funds at Thousands of Locations<br />
*Low Monthly Fee<br />
*No Contract<br />
*Accredited by the Better Business Bureau<br />
<br />
*Free Direct Deposit<br />
<br />With online check writing privileges you can pay bills without a checkbook! Bills such as cable, gas, electric and phone may be paid online. You can even pay your rent. Apply now, no credit check or ChexSystems check! <b> </b><span style="font-size: x-small;"><b><span style="font-family: Verdana;"><a href="http://www.iokcash.com/" target="_blank" title="No More standing in line! Non ChexSystems Banks!">www.iokcash.com</a></span></b></span><b><br />
</b><a href="http://affiliate.acntracker.com/rd/r.php?affid=620328&sid=5&c1=blg"></a><br />
<br />Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-6438840003549675435.post-10296628439881697312008-08-11T17:09:00.000-07:002012-07-11T23:06:34.016-07:00Second Chance Checking Account<div style="color: #330099; text-align: justify;">
<span style="color: #00429a; font-size: 100%;">ChexSystems protects banks from fraud however ChexSystems at times prevents folks from being able to open a bank account that made a banking error like leaving a bank account overdrawn for a period of time. Even worse a bank can close an account that is in good standing, when a different account owned by the same person, at a different bank, has been defaulted on and reported to ChexSystems!</span></div>
<span style="color: #330099;">People that can't open a checking account need an alternative that allows them to be able to bank while listed on ChexSystems, fortunately there are 2nd chance checking accounts.</span><br />
<br />
<div style="color: #330099; text-align: justify;">
Second chance checking accounts are useful when ChexSystems stops you from opening a</div>
<span style="color: #330099;">checking account? Get a second chance checking account with no credit check! It gets even better! If your payroll or income can be direct deposited there is no fee for direct deposit!</span><br />
<br />
<div style="text-align: justify;">
<span style="color: #330099;">Second chance checking accounts mean no more standing in line, paying high check cashing fees!</span><span style="color: #330099;"> Apply for free</span><b> </b><span style="font-size: x-small;"><b><span style="font-family: Verdana;"><a href="http://www.iokcash.com/" target="_blank" title="No More standing in line! Non ChexSystems Banks!">www.iokcash.com</a></span></b></span><b></b><a href="http://affiliate.acntracker.com/rd/r.php?affid=620328&sid=9&c1=blog"></a></div>
<br />
<br />
<br />
<a href="http://affiliate.acntracker.com/rd/r.php?affid=620328&sid=5&c1=blg" title="Free Direct Deposit! Use ATM Card to Pay Bills"><br /> </a>Unknownnoreply@blogger.com1tag:blogger.com,1999:blog-6438840003549675435.post-66466416347353557972008-07-04T09:43:00.000-07:002012-07-11T23:08:25.453-07:00Non Chexsystems Banking<div style="text-align: justify;">
<span style="color: #00429a; font-size: 100%;">I became interested in ChexSystems a few years ago when a friend became entangled in the ChexSystems web. ChexSystems is a credit reporting agency that reports mishaps with a bank to other banks. After becoming listed in ChexSystems it can take up to five years for the listing to be removed.</span><br />
<br />
<span style="color: #00429a; font-size: 100%;">I am sure ChexSystems protects banks from fraud however ChexSystems at times prevents folks from being able to open a bank account that made a banking error like leaving a bank account overdrawn for a period of time. Even worse a bank can close an account that is in good standing when a different account at a different bank has been defaulted on and reported to ChexSystems!</span><br />
<br />
<span style="color: #00429a; font-size: 100%;">In the case of my friend she deposited a large check in to her bank account. The check came back non sufficient funds and my friend did not have available cash to cover the overdraft. The bank closed the account and reported the action to ChexSystems. My friend eventually paid the bank back in full but she was still listed on ChexSystems.</span><br />
<br />
<span style="color: #00429a; font-size: 100%;">Her paycheck had been direct deposited for years. Once her bank found out about the overdraft they closed her account. It was very embarrassing for her to go to Human Resources at her job and change over to paper checks.</span><br />
<br />
<span style="color: #00429a; font-size: 100%;">After some searching I found that certain banks offer deposit accounts with a debit card that allow you to direct deposit your payroll or income check and use a debit card to draw the funds and pay bills.</span><br />
<br />
<span style="color: #00429a; font-size: 100%;">I publish a website that offers practical solutions for consumer credit issues since May 2000. <a href="http://www.badcreditinfo.com/"> BadCreditInfo.com</a> I feature a debit card that allows direct deposit to a real bank account with no credit check, guaranteed approval, no upfront fee, free direct deposit and you can shop and pay bills online.</span><br />
<br />
<span style="color: #00429a; font-size: 100%;">The debit card is convenient for shopping and money management and if you consider the gas to drive to a check cashing place the time and energy to do so, plus the check cashing fees this card is a real money saver! Did I mention you can pay bills like utilities, phone, gas and electric online?</span><br />
<br />
<span style="color: #00429a; font-size: 100%;">This card is not a credit card but it does offer a feature that will allow you to build credit and it reports to a credit bureau! I myself have been through the credit card lifestyle of living beyond my means. I love having a debit card, I spend what I have and that's it! Also, there are no overdraft fees!</span></div>
<div style="color: #00429a; text-align: justify;">
<span style="font-size: 100%;">As I stated above I have been Internet publishing for eight years. I am familiar with this card and the competitors products. I am proud to offer Account Now, they have a large network of ATM and locations to "load" your card, which means deposit funds to your account in bank talk. Account Now does not charge an upfront fee. If you want the card click the link, no money due today. There are many sites that charge up to $100 up front just to get the card. </span><b> </b><span style="font-size: x-small;"><b><span style="font-family: Verdana;"><a href="http://www.iokcash.com/" target="_blank" title="No More standing in line! Non ChexSystems Banks!">www.iokcash.com</a></span></b></span><b><br /></b><span style="font-size: 100%;"><br /><br />If you want to get the card or learn more about this non ChexSystems, instant approval card click on the banner below or visit my page, <a href="http://www.badcreditinfo.com/chexsystems_help.htm"> BadCreditInfo.com/ChexSystems</a>.</span></div>
<div style="color: #00429a; text-align: justify;">
<span style="font-size: 100%;">Post any questions about this card or feel free to email me!</span></div>
<div style="color: #00429a; text-align: justify;">
<span style="font-size: 100%;">Banko</span></div>Unknownnoreply@blogger.com5