Wednesday, August 13, 2008

Second Chance Checking Accounts

Second Chance Checking Accounts

Tired of standing in line to cash your paycheck at a check cashing store? Hate paying 3% of your hard earned money for the privilege of check cashing and than paying for money orders, stamps and another trip to the post office?

Online checking accounts are perfect for those who folks that can't open a checking account due to past checking account issues, bad credit or have those that have a negative ChexSystems listing.

ChexSystems is an agency that collects and reports consumer banking incidents to member banks and credit unions. The purpose is to reduce fraud and account abuse. It also protects consumers from becoming victims of identity theft and fraud. Sometimes nice folks get stuck in ChexSystems.

For what reason are consumers reported to ChexSystems?

Here are some examples:

* Bank was unable to collect for an overdraft
* ATM transaction, or automatic payment which they honored on insufficient funds.
* Multiple overdrafts.
* Savings Account, debit card or ATM abuse.
* Fraud.
* Providing false information in opening account.

Our selection of second chance checking accounts offer some very useful features:

Plan 1
Second Chance Online Checking Account - No Credit Check

We've found a bank that will give you a second chance checking account with the following features:

*Non ChexSystems Bank
*Use ATM/VISA Debit Card
*Free Direct Deposit
*No Bank Overdraft Fees!
*No Credit Check!
*Deposit funds at Thousands of Locations
*Low Monthly Fee
*No Contract
*Accredited by the Better Business Bureau

*Free Direct Deposit

With online check writing privileges you can pay bills without a checkbook! Bills such as cable, gas, electric and phone may be paid online. You can even pay your rent. Apply now, no credit check or ChexSystems check!  www.iokcash.com


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